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Paul McDermott's Articles

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  • How Credit Card Debt Consolidation Can Help
    You probably get flooded by ads everyday for credit card debt consolidation deals. Whether on TV, mail or email, they are out there and they want you. Let's face it, if you are a spender and use credit cards, then you are in their target market. But before you run for the hills from these ads because of their slick look, there are some benefits that you can gain from credit card debt consolidation if you choose wisely.
  • Getting Credit Repair After Bankruptcy
    You have made the tough but necessary decisions to get your finances in order, and have gone through the bankruptcy process and now plan on getting your credit back in order. Can you really do it and if so, how do you do it and how long will it take?
  • When is a Credit Card Deal Good?
    What exactly makes a good credit card deal good? You probably hear often how someone you know is ecstatic over the credit card deal she just got and how many rewards she is going to get. Should you rush to get the limited time offer "great deal" she just signed up for?
  • Beware of Prepaid Credit Cards
    Imagine my frustration - I had found an old Beatles CD I had been looking for in an online auction site but my prepaid gift card was being refused as payment. I knew I had exactly enough money left on the prepaid debit style card for the LP and shipping because I had just checked my balance - what could be the problem? To be sure, I dialed the 800 number on the back of the prepaid gift card again and punched in the card numbers. The automated voice told me that my prepaid balance was now $2.00 less than it had been just minutes before, and I had not even used the card!
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